Not all Medical Expenses are Covered by OHIP<\/strong><\/h2>\nI\u2019m sure if you asked, most Canadians assume that their provincial health coverage, such as OHIP for Ontarians, will cover any unexpected medical costs that they may incur should they require medical assistance while travelling in another province. The fact is provincial health insurance plans will only cover some medical expenses. Therefore, you should always protect yourself by purchasing medical insurance when travelling within Canada.<\/p>\n
Ambulance Costs are not Covered<\/strong><\/h2>\nConsider that the regulations and the costs for medical services vary from province to province.\u00a0 One of the largest potential expenses travellers could incur\u00a0is ambulance services, either by ground or by air.\u00a0 Depending on the province, the cost for ground ambulance ranges in the hundreds of dollars, while flying home via air ambulance could cost you thousands of dollars.<\/p>\n
![\"Travel](\"http:\/\/tico.singleentrypoint.com\/blog\/wp-content\/uploads\/2014\/12\/Air-Ambulance-300x199.png\")
<\/p>\n
\u201cAir ambulance services originating out-of-province are not an insured benefit under OHIP\u201d says Alex Bittner, Vice President of THIA (Travel \u00a0Health Insurance Association of Canada). \u00a0\u201cFor that reason alone it would make sense for an Ontario resident to consider buying travel insurance when travelling interprovincially as the air ambulance costs could be potentially in the tens of thousands of dollars.\u201d Travel medical insurance typically includes coverage for medical transportation back to your home province, if recommended by a physician.<\/p>\n
Travel Protection Covers Additional Medical Expenses<\/strong><\/h2>\nSome of the other medical expenses that may not be covered by your provincial health insurance plan include:<\/p>\n
\n- some prescription drugs<\/li>\n
- dental emergencies<\/li>\n
- costs that exceed the daily limits for outpatient emergency room services or in-patient services<\/li>\n<\/ul>\n
Be a smart traveler. Consider your medical needs and understand any insurance coverage that you may already have through your employer or your premium credit card. Travel protection may be purchased from a travel agent or from an insurance provider directly, but understand that the coverage and the costs will vary depending on the insurance company and medical coverage selected. It\u2019s always a good idea to ensure that the insurance company you select has a toll-free emergency assistance telephone number that you can reach from anywhere you travel 24 hours a day, 7 days a week. That way, you will have peace of mind knowing you can get the answers you need should anything unexpected occur.<\/p>\n\n\n
Book with a TICO Registered Travel Agency<\/strong><\/h2>\n\n\n\nTo verify if a travel agency or website is TICO registered, check\u202four online directory<\/strong><\/a>.\u202f <\/p>\n\n\n\nTake the\u202fTICO Traveller Quiz<\/strong><\/a>\u202fto see what type of traveller you are.\u202f <\/p>\n\n\n\nSign up to receive quarterly travel consumer protection <\/strong>email updates<\/strong><\/a>. <\/p>\n\n\n\nFor more travel tips and information, visit the\u202fSmart Traveller Guide<\/strong><\/a>.\u202f <\/p>\n\n\n\n
Consider that the regulations and the costs for medical services vary from province to province.\u00a0 One of the largest potential expenses travellers could incur\u00a0is ambulance services, either by ground or by air.\u00a0 Depending on the province, the cost for ground ambulance ranges in the hundreds of dollars, while flying home via air ambulance could cost you thousands of dollars.<\/p>\n
<\/p>\n
\u201cAir ambulance services originating out-of-province are not an insured benefit under OHIP\u201d says Alex Bittner, Vice President of THIA (Travel \u00a0Health Insurance Association of Canada). \u00a0\u201cFor that reason alone it would make sense for an Ontario resident to consider buying travel insurance when travelling interprovincially as the air ambulance costs could be potentially in the tens of thousands of dollars.\u201d Travel medical insurance typically includes coverage for medical transportation back to your home province, if recommended by a physician.<\/p>\n
Travel Protection Covers Additional Medical Expenses<\/strong><\/h2>\nSome of the other medical expenses that may not be covered by your provincial health insurance plan include:<\/p>\n
\n- some prescription drugs<\/li>\n
- dental emergencies<\/li>\n
- costs that exceed the daily limits for outpatient emergency room services or in-patient services<\/li>\n<\/ul>\n
Be a smart traveler. Consider your medical needs and understand any insurance coverage that you may already have through your employer or your premium credit card. Travel protection may be purchased from a travel agent or from an insurance provider directly, but understand that the coverage and the costs will vary depending on the insurance company and medical coverage selected. It\u2019s always a good idea to ensure that the insurance company you select has a toll-free emergency assistance telephone number that you can reach from anywhere you travel 24 hours a day, 7 days a week. That way, you will have peace of mind knowing you can get the answers you need should anything unexpected occur.<\/p>\n\n\n
Book with a TICO Registered Travel Agency<\/strong><\/h2>\n\n\n\nTo verify if a travel agency or website is TICO registered, check\u202four online directory<\/strong><\/a>.\u202f <\/p>\n\n\n\nTake the\u202fTICO Traveller Quiz<\/strong><\/a>\u202fto see what type of traveller you are.\u202f <\/p>\n\n\n\nSign up to receive quarterly travel consumer protection <\/strong>email updates<\/strong><\/a>. <\/p>\n\n\n\nFor more travel tips and information, visit the\u202fSmart Traveller Guide<\/strong><\/a>.\u202f <\/p>\n\n\n\n
Be a smart traveler. Consider your medical needs and understand any insurance coverage that you may already have through your employer or your premium credit card. Travel protection may be purchased from a travel agent or from an insurance provider directly, but understand that the coverage and the costs will vary depending on the insurance company and medical coverage selected. It\u2019s always a good idea to ensure that the insurance company you select has a toll-free emergency assistance telephone number that you can reach from anywhere you travel 24 hours a day, 7 days a week. That way, you will have peace of mind knowing you can get the answers you need should anything unexpected occur.<\/p>\n\n\n
Book with a TICO Registered Travel Agency<\/strong><\/h2>\n\n\n\nTo verify if a travel agency or website is TICO registered, check\u202four online directory<\/strong><\/a>.\u202f <\/p>\n\n\n\nTake the\u202fTICO Traveller Quiz<\/strong><\/a>\u202fto see what type of traveller you are.\u202f <\/p>\n\n\n\nSign up to receive quarterly travel consumer protection <\/strong>email updates<\/strong><\/a>. <\/p>\n\n\n\nFor more travel tips and information, visit the\u202fSmart Traveller Guide<\/strong><\/a>.\u202f <\/p>\n\n\n\n
Take the\u202fTICO Traveller Quiz<\/strong><\/a>\u202fto see what type of traveller you are.\u202f <\/p>\n\n\n\n Sign up to receive quarterly travel consumer protection <\/strong>email updates<\/strong><\/a>. <\/p>\n\n\n\n For more travel tips and information, visit the\u202fSmart Traveller Guide<\/strong><\/a>.\u202f <\/p>\n\n\n\n